How Much Is Stamp Duty in QLD for First Home Buyers?

June 16, 2026

Buying your first home in the Sunshine State comes with several upfront costs. One of the biggest is the first home owner stamp duty in QLD. Understanding this cost is essential for planning your purchase, especially when combined with other fees like mortgage registration.

The good news is that Queensland offers some of the most generous concessions in Australia for first-home buyers. This is particularly true when building a new home or purchasing a house and land package. Knowing how to manage these stamp duty fees in QLD can save you thousands.

What is stamp duty and how much does it cost?

Stamp duty, officially known as transfer duty in Queensland, is a government tax you pay when purchasing property. The amount depends on your property’s purchase price and your buyer status. For first-time buyers, this can be a significant upfront cost, so it’s important to plan accordingly.

If you’re trying to work out how much your stamp duty might be, using the Queensland Revenue Office transfer duty calculator can give you an accurate figure for your situation. Eligible buyers may benefit from reduced or waived costs, which makes first-home-owner stamp duty in QLD much more manageable.

As an example, without the concession, a $750,000 home in Queensland would incur a stamp duty fee of $19,600.

Stamp duty concessions for first home buyers in QLD

Queensland offers two main stamp duty concessions for first-home buyers. The first concession applies to existing homes with a value cap. The second first home concession applies to new builds with no value cap.

From 1 May 2025, eligible buyers paying for a new home or land to build on can access a first-home buyer stamp duty exemption in Queensland, meaning zero duty payable regardless of the property’s value. To qualify, you must live in the property as your primary residence within one year. This is one of the most generous stamp duty concessions available.

How much could you save?

For a typical house and land package in the Moreton Bay region, the stamp duty normally payable can be significant. However, with the first-home owner stamp duty concession for new homes or land, eligible buyers could pay zero transfer duty. As previously mentioned, stamp duty on a $750,000 property would usually be $19,600, so it’s a significant saving.

These savings can be combined with the First Home Owner Grant for additional financial support. Always check current rates using the QLD Revenue Office transfer duty calculator.

This generous stamp duty concession makes new house and land packages attractive for first-home buyers.

Who is eligible for the stamp duty concession in QLD?

To qualify, you must be a first-home buyer and occupy the property as your primary residence within one year. You must also have a contract dated on or after 1 May 2025 to access the full new home concession. You don’t need to be an Australian citizen or permanent resident.

Explore Your First Home Opportunities

Building new in Queensland offers strong financial support for first-home buyers, which includes the first-home owner stamp duty concessions. Discover available land for sale at North Harbour, or contact us for more information on starting your new home journey.